Banking with Zak

Your Gateway to Smart Swiss Banking

Join Zak and use referral code CLULLK for a 25 CHF bonus!

Free Account

No hidden fees, fully digital setup.

Save More

Enjoy savings rates of up to 1.05%.

Smart Tools

Budgeting, shared expenses, instant payments.

Exclusive Benefits

Earn cashback and personalized support.

With Zak, all important account functions directly on your smartphone.

Get a free Visa debit card with mobile payment.
Receive an attractive interest rate of 0.55% up to CHF 25,000.
Pay online and in stores worldwide at low costs.
Stay updated on transactions with push notifications.
Digitally manage and pay bills easily and securely.
Send money in real time with Zak Instant.
Manage accounts and pension provisions—all in one app.

Zak Savings: Reach your savings goals faster

Attractive interest rate of 1.05%.
Track your earned interest easily.
A secure place for your savings.
Open Zak Savings completely digitally.

Zak Pensions: Take your future into your own hands.

Flexibly save into Swiss 3rd pillar pensions.
Invest your pension in sustainable securities.
Save on taxes and plan for retirement.
Open pension savings easily in Zak.

Savings Pots: Save for your dreams and track finances.

Create savings pots for specific goals.
Move money between pots with a swipe.
Save towards a goal automatically.

With Zak, your shopping center in your pocket.

Cashback with over 250 partner stores.
Exclusive Z promotions available for limited times.

Shared Pots: Manage group expenses easily.

Track group expenses in shared pots.
Pay and request money instantly with Zak Instant.
See who owes what at a glance.

How can I win a 25 CHF bonus with my new account?

The rewards of CHF 25 each are earned once you have successfully completed the Cler Zak account opening process and redeemed the code within 30 days.
After account opening, log in to the Zak app, go to “Enter code” in the settings menu and enter the code CLULLKM there.